Lawrence Okoronkwo, Udensi, and Aliyu Mustapha. “Socio-Economic Characteristics of Informal Credit System in Cross River State”. Kashere Journal of Humanities, Management and Social Sciences 3, no. 1 (June 30, 2022). Accessed December 22, 2024. https://journals.fukashere.edu.ng/index.php/kjhmss/article/view/37.